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that hovered over them, any more than thousands of families in America
have of the business risks and contingences upon which their prosperity
and luxury hang.
A sudden call upon Mr. Bolton for a large sum of money, which must be
forthcoming at once, had found him in the midst of a dozen ventures, from
no one of which a dollar could be realized. It was in vain that he
applied to his business acquaintances and friends; it was a period of
sudden panic and no money. "A hundred thousand! Mr. Bolton," said
Plumly. "Good God, if you should ask me for ten, I shouldn't know where
to get it."
And yet that day Mr. Small (Pennybacker, Bigler and Small) came to Mr.
Bolton with a piteous story of ruin in a coal operation, if he could not
raise ten thousand dollars. Only ten, and he was sure of a fortune.
Without it he was a beggar. Mr. Bolton had already Small's notes for a
large amount in his safe, labeled "doubtful;" he had helped him again and
again, and always with the same result. But Mr. Small spoke with a
faltering voice of his family, his daughter in school, his wife ignorant
of his calamity, and drew such a picture of their agony, that Mr. Bolton
put by his own more pressing necessity, and devoted the day to scraping
together, here and there, ten thousand dollars for this brazen beggar,
who had never kept a promise to him nor paid a debt.
Beautiful credit! The foundation of modern society. Who shall say that
this is not the golden age of mutual trust, of unlimited reliance upon
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